I had stopped paying my mortgage back in January because I had been unemployed the entire year before due to Cookies For Santa Claus Ugly Christmas Sweater T-Shirt. I started working again in March and at the same time applied for assistance through the mortgage company. It took them an insane amount of time to process my application but during that time they couldn’t start eviction proceedings either.
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The end result was that by the time they finally approved me for the modification program you were referring to I had saved up enough money since I started working again in March that I was able to pay 9 months worth of mortgage payments at once and just bring my mortgage current. Then the Cookies For Santa Claus Ugly Christmas Sweater T-Shirt, I had to pay all the late fees (they wouldn’t wave even a single one even though they acknowledged my legitimate hardship) as well some $80 advance that I assume was a result of them ordering an assessment in anticipation of foreclosure.
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I don’t think we have yet hit a point where there are massive white collar WFH job layoffs to the point that it’s being noticed everywhere or the people that have been well off so far in Cookies For Santa Claus Ugly Christmas Sweater T-Shirt. At least, it hasn’t really affected me or people I know all that much except for a few temporary furloughs of former co-workers (who are employed elsewhere and are now still working). That may come later on in 2021 once it starts affecting those who are still WFH and employed.