I can’t speak for Chem but i know there are TONS of Controller Gaming Gamer Ugly Christmas Sweater T-Shirt. Jobs in academia are very competitive (like 200 applications per post) and jobs in industry mostly only require a MS degree. Obviously there are industry positions for PhDs, but they are also low in number and only pay marginally better. Someone with a PhD is really really knowledgeable on a specific subject, but they aren’t necessarily a better choice than someone with training during a MS.
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I have a chemistry degree and then went on to medical school rather than continuing with Controller Gaming Gamer Ugly Christmas Sweater T-Shirt. . I have a lot of friends with good jobs now in chemistry. I think that the issue is most people go straight into a PhD. A PhD shoeholes you into a VERY specific area of your field that you become an expert in. You many times may limit your job opportunities that way. Academia is also very hard to get into because there are so many limited spots.
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STEM is still imo a strong route to take. But do not go straight into a Controller Gaming Gamer Ugly Christmas Sweater T-Shirt. . Complete a masters and find a job. Any reputable company will pay for your PhD while you work for them. BAM! Now you have a good job and higher education. You also can probably find a new job if you need it because you are probably familiar with your actual field unlike straight out of school.